Net Worth Calculator
Calculate your net worth by listing your assets and liabilities. See your financial health at a glance.
Assets
Liabilities
Net Worth
$185,000
Total Assets
$510,000
Total Liabilities
$325,000
64% debt-to-asset
Breakdown
Track your net worth monthly. Create an account to see trends over time and model how your decisions impact your financial future.
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Try it freeNo signup requiredWhy Net Worth Matters
What is net worth?
Net worth is simply what you own minus what you owe. Add up your assets (savings, investments, home equity, retirement accounts) and subtract your liabilities (mortgage, student loans, credit card debt, car loans). The result is your net worth - the single best snapshot of your overall financial health.
What's a "good" net worth for my age?
There's no official target, but a popular retirement-savings guideline from Fidelity is to have 1× your annual salary saved for retirement by 30, 3× by 40, 6× by 50, and 8× by 60. That counts retirement savings, not total net worth, and it's just a guideline - your target depends on your income, cost of living, and retirement goals. What matters most is that your net worth is trending upward over time.
How often should I check my net worth?
Track your net worth monthly or quarterly. Checking too frequently leads to anxiety over market fluctuations. A quarterly review lets you spot trends, catch lifestyle creep, and celebrate real progress. Consistency is more important than precision - even rough estimates are valuable.
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